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Car Insurance Liability Requirements in Demorest
- Minimum Liability Limits in Demorest: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Demorest
- Demorest Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Demorest
- Insurer Verification of Auto Insurance in Demorest [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Demorest Car Insurance Facts, Estimates & Related Laws
Demorest Car Insurance Stats
- Number of Auto Insurance Policies in Demorest
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- Based on historical and current data, 1,310 cars are currently insured in Demorest. [5]
- Georgia cities collectively ranked 9th in the nation in auto insurance policies in 2011 with a total of 6,963,952. [1]
- Uninsured Motorist Rate in Demorest
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- Based on historical and current data, Demorest has an estimated 192 uninsured drivers. [6]
- Georgia cities collectively had the 13th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Demorest
-
- Georgia cities collectively had the 20th highest auto insurance rates in the nation in 2010. [2]
Demorest Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Demorest Automotive Laws
- Minimum Driving Age in Demorest [9]
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- Demorest, GA minimum driving age: 15 years.
- Driver's License Renewal Cycle in Demorest
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- Renewal cycle: 5 or 8 years [7]
- Motorcycle Helmet Laws in Demorest
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Demorest
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- Safety belt laws have been in place since 1988 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger and 57 inches or less. [7]
Georgia Car & Driver Facts
Georgia Auto Registrations
- Auto Registrations in GA [8]
-
- Registered Cars: 3,430,165
- Registered Trucks: 3,876,723
- Registered Motorcycles: 199,620
- Total Registrations: 7,533,735
- Rank: Georgia ranked 10th in the United States in total auto registrations in 2011.
Georgia Automotive Facts
- Speed Limits in GA
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- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph [7]
- Georgia Motor Fuel Consumption
-
- Georgia cities collectively ranked 8th in the nation in total motor fuel consumption in 2011. [10]
Georgia Licensed Drivers
- Licensed Drivers in GA [11]
-
- Female Drivers: 3,399,477
- Male Drivers: 3,106,213
- Total Drivers: 6,505,690
- Rank: 11th highest in the U.S.
Additional information about Demorest, GA
About Demorest
Demorest (Georgia) is a city with a population of 1,823 [12] that is located in Habersham County.
Did you know?
Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
