Ball Ground Car Insurance
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Car Insurance Liability Requirements in Ball Ground
- Minimum Liability Limits in Ball Ground: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Ball Ground
- Ball Ground Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Ball Ground
- Insurer Verification of Auto Insurance in Ball Ground [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Ball Ground Car Insurance Facts, Estimates & Related Laws
Ball Ground Car Insurance Stats
- Number of Auto Insurance Policies in Ball Ground
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- Based on historical and current data, 1,030 cars are currently insured in Ball Ground. [5]
- Georgia cities collectively ranked 9th in the nation in auto insurance policies in 2011 with a total of 6,963,952. [1]
- Uninsured Motorist Rate in Ball Ground
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- Based on historical and current data, Ball Ground has an estimated 151 uninsured drivers. [6]
- Georgia cities collectively had the 13th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Ball Ground
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- Georgia cities collectively had the 20th highest auto insurance rates in the nation in 2010. [2]
Ball Ground Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Ball Ground Automotive Laws
- Minimum Driving Age in Ball Ground [9]
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- Ball Ground, GA minimum driving age: 15 years.
- Driver's License Renewal Cycle in Ball Ground
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- Renewal cycle: 5 or 8 years [7]
- Motorcycle Helmet Laws in Ball Ground
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Ball Ground
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- Safety belt laws have been in place since 1988 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger and 57 inches or less. [7]
Georgia Car & Driver Facts
Georgia Auto Registrations
- Auto Registrations in GA [8]
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- Registered Cars: 3,430,165
- Registered Trucks: 3,876,723
- Registered Motorcycles: 199,620
- Total Registrations: 7,533,735
- Rank: Georgia ranked 10th in the United States in total auto registrations in 2011.
Georgia Automotive Facts
- Speed Limits in GA
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- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph [7]
- Georgia Motor Fuel Consumption
-
- Georgia cities collectively ranked 8th in the nation in total motor fuel consumption in 2011. [10]
Georgia Licensed Drivers
- Licensed Drivers in GA [11]
-
- Female Drivers: 3,399,477
- Male Drivers: 3,106,213
- Total Drivers: 6,505,690
- Rank: 11th highest in the U.S.
Additional information about Ball Ground, GA
About Ball Ground
Ball Ground (Georgia) is a city with a population of 1,433 [12] that is located in Cherokee County.
Did you know?
As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
