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Car Insurance Liability Requirements in Stoughton
- Minimum Liability Limits in Stoughton: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Stoughton
- Stoughton Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in Stoughton
- Insurer Verification of Auto Insurance in Stoughton [4]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Stoughton Car Insurance Facts, Estimates & Related Laws
Stoughton Car Insurance Stats
- Number of Auto Insurance Policies in Stoughton
-
- Based on historical and current data, 8,893 cars are currently insured in Stoughton. [5]
- Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
- Uninsured Motorist Rate in Stoughton
-
- Based on historical and current data, Stoughton has an estimated 1,343 uninsured drivers. [6]
- Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Stoughton
-
- Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]
Stoughton Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Stoughton Automotive Laws
- Minimum Driving Age in Stoughton [9]
-
- Stoughton, WI minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Stoughton
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Stoughton
-
- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Stoughton
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
- Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]
Wisconsin Car & Driver Facts
Wisconsin Auto Registrations
- Auto Registrations in WI [8]
-
- Registered Cars: 2,419,096
- Registered Trucks: 2,492,527
- Registered Motorcycles: 317,656
- Total Registrations: 5,244,195
- Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.
Wisconsin Automotive Facts
- Speed Limits in WI
-
- Rural interstates: 65 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Wisconsin Motor Fuel Consumption
-
- Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]
Wisconsin Licensed Drivers
- Licensed Drivers in WI [11]
-
- Female Drivers: 2,070,156
- Male Drivers: 2,077,314
- Total Drivers: 4,147,470
- Rank: 19th highest in the U.S.
Additional information about Stoughton, WI
About Stoughton
Stoughton (Wisconsin) is a city with a population of 12,611 [12] that is located in Dane County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)