Mount Horeb Car Insurance
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Car Insurance Liability Requirements in Mount Horeb
- Minimum Liability Limits in Mount Horeb: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Mount Horeb
- Mount Horeb Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in Mount Horeb
- Insurer Verification of Auto Insurance in Mount Horeb [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Mount Horeb Car Insurance Facts, Estimates & Related Laws
Mount Horeb Car Insurance Stats
- Number of Auto Insurance Policies in Mount Horeb
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- Based on historical and current data, 4,943 cars are currently insured in Mount Horeb. [5]
- Wisconsin cities collectively ranked 19th in the nation in auto insurance policies in 2011 with a total of 4,010,389. [1]
- Uninsured Motorist Rate in Mount Horeb
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- Based on historical and current data, Mount Horeb has an estimated 746 uninsured drivers. [6]
- Wisconsin cities collectively had the 21st highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Mount Horeb
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- Wisconsin cities collectively had the 44th highest auto insurance rates in the nation in 2010. [2]
Mount Horeb Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Mount Horeb Automotive Laws
- Minimum Driving Age in Mount Horeb [9]
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- Mount Horeb, WI minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Mount Horeb
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Mount Horeb
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Mount Horeb
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8+ years in all seats. [7]
- Child restraint law in place for younger than 1 (or less than 20 pounds) in rear-facing infant seat; 1 - 3 years (between 20 and 40 pounds) in forward-facing child safety seat; 4 - 7 years (between 40 and 80 pounds) and less than 57 inches tall in booster. [7]
Wisconsin Car & Driver Facts
Wisconsin Auto Registrations
- Auto Registrations in WI [8]
-
- Registered Cars: 2,419,096
- Registered Trucks: 2,492,527
- Registered Motorcycles: 317,656
- Total Registrations: 5,244,195
- Rank: Wisconsin ranked 17th in the United States in total auto registrations in 2011.
Wisconsin Automotive Facts
- Speed Limits in WI
-
- Rural interstates: 65 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Wisconsin Motor Fuel Consumption
-
- Wisconsin cities collectively ranked 20th in the nation in total motor fuel consumption in 2011. [10]
Wisconsin Licensed Drivers
- Licensed Drivers in WI [11]
-
- Female Drivers: 2,070,156
- Male Drivers: 2,077,314
- Total Drivers: 4,147,470
- Rank: 19th highest in the U.S.
Additional information about Mount Horeb, WI
About Mount Horeb
Mount Horeb (Wisconsin) is a village with a population of 7,009 [12] that is located in Dane County.
Did you know?
Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
