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Car Insurance Liability Requirements in Keyser
- Minimum Liability Limits in Keyser: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Keyser
- Keyser Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Car Insurance Verification Laws in Keyser
- Insurer Verification of Auto Insurance in Keyser [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Keyser Car Insurance Facts, Estimates & Related Laws
Keyser Car Insurance Stats
- Number of Auto Insurance Policies in Keyser
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- Based on historical and current data, 3,884 cars are currently insured in Keyser. [5]
- West Virginia cities collectively ranked 38th in the nation in auto insurance policies in 2011 with a total of 1,323,350. [1]
- Uninsured Motorist Rate in Keyser
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- Based on historical and current data, Keyser has an estimated 380 uninsured drivers. [6]
- West Virginia cities collectively had the 35th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Keyser
-
- West Virginia cities collectively had the 15th highest auto insurance rates in the nation in 2010. [2]
Keyser Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18 who hold either a learner's permit or an intermediate license. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Keyser Automotive Laws
- Minimum Driving Age in Keyser [9]
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- Keyser, WV minimum driving age: 15 years.
- Driver's License Renewal Cycle in Keyser
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Keyser
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Keyser
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- Safety belt laws have been in place since 1993 and apply to drivers/passengers 8+ years in front seat; 8 through 17 years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]
West Virginia Car & Driver Facts
West Virginia Auto Registrations
- Auto Registrations in WV [8]
-
- Registered Cars: 663,436
- Registered Trucks: 732,047
- Registered Motorcycles: 57,564
- Total Registrations: 1,458,222
- Rank: West Virginia ranked 39th in the United States in total auto registrations in 2011.
West Virginia Automotive Facts
- Speed Limits in WV
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- Rural interstates: 70 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- West Virginia Motor Fuel Consumption
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- West Virginia cities collectively ranked 38th in the nation in total motor fuel consumption in 2011. [10]
West Virginia Licensed Drivers
- Licensed Drivers in WV [11]
-
- Female Drivers: 603,058
- Male Drivers: 595,779
- Total Drivers: 1,198,837
- Rank: 38th highest in the U.S.
Additional information about Keyser, WV
About Keyser
Keyser (West Virginia) is a city with a population of 5,439 [12] that is located in Mineral County.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
