Beech Bottom Car Insurance
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Car Insurance Liability Requirements in Beech Bottom
- Minimum Liability Limits in Beech Bottom: 20/40/10 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Beech Bottom
- Beech Bottom Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Car Insurance Verification Laws in Beech Bottom
- Insurer Verification of Auto Insurance in Beech Bottom [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Beech Bottom Car Insurance Facts, Estimates & Related Laws
Beech Bottom Car Insurance Stats
- Number of Auto Insurance Policies in Beech Bottom
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- Based on historical and current data, 374 cars are currently insured in Beech Bottom. [5]
- West Virginia cities collectively ranked 38th in the nation in auto insurance policies in 2011 with a total of 1,323,350. [1]
- Uninsured Motorist Rate in Beech Bottom
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- Based on historical and current data, Beech Bottom has an estimated 37 uninsured drivers. [6]
- West Virginia cities collectively had the 35th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Beech Bottom
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- West Virginia cities collectively had the 15th highest auto insurance rates in the nation in 2010. [2]
Beech Bottom Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18 who hold either a learner's permit or an intermediate license. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Beech Bottom Automotive Laws
- Minimum Driving Age in Beech Bottom [9]
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- Beech Bottom, WV minimum driving age: 15 years.
- Driver's License Renewal Cycle in Beech Bottom
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Beech Bottom
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Beech Bottom
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- Safety belt laws have been in place since 1993 and apply to drivers/passengers 8+ years in front seat; 8 through 17 years in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 4-feet-9-inches. [7]
West Virginia Car & Driver Facts
West Virginia Auto Registrations
- Auto Registrations in WV [8]
-
- Registered Cars: 663,436
- Registered Trucks: 732,047
- Registered Motorcycles: 57,564
- Total Registrations: 1,458,222
- Rank: West Virginia ranked 39th in the United States in total auto registrations in 2011.
West Virginia Automotive Facts
- Speed Limits in WV
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- Rural interstates: 70 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- West Virginia Motor Fuel Consumption
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- West Virginia cities collectively ranked 38th in the nation in total motor fuel consumption in 2011. [10]
West Virginia Licensed Drivers
- Licensed Drivers in WV [11]
-
- Female Drivers: 603,058
- Male Drivers: 595,779
- Total Drivers: 1,198,837
- Rank: 38th highest in the U.S.
Additional information about Beech Bottom, WV
About Beech Bottom
Beech Bottom (West Virginia) is a village with a population of 523 [12] that is located in Brooke County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
