Lake Norden Car Insurance
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Car Insurance Liability Requirements in Lake Norden
- Minimum Liability Limits in Lake Norden: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Lake Norden
- Lake Norden Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
Car Insurance Verification Laws in Lake Norden
- Insurer Verification of Auto Insurance in Lake Norden [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Lake Norden Car Insurance Facts, Estimates & Related Laws
Lake Norden Car Insurance Stats
- Number of Auto Insurance Policies in Lake Norden
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- Based on historical and current data, 394 cars are currently insured in Lake Norden. [5]
- South Dakota cities collectively ranked 44th in the nation in auto insurance policies in 2011 with a total of 687,592. [1]
- Uninsured Motorist Rate in Lake Norden
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- Based on historical and current data, Lake Norden has an estimated 30 uninsured drivers. [6]
- South Dakota cities collectively had the 43rd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Lake Norden
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- South Dakota cities collectively had the 51st highest auto insurance rates in the nation in 2010. [2]
Lake Norden Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit and intermediate license holders. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Secondary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Lake Norden Automotive Laws
- Minimum Driving Age in Lake Norden [9]
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- Lake Norden, SD minimum driving age: 14 years.
- Driver's License Renewal Cycle in Lake Norden
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Lake Norden
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Lake Norden
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- Safety belt laws have been in place since 1995 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for 4 years and younger and less than 40 pounds. [7]
South Dakota Car & Driver Facts
South Dakota Auto Registrations
- Auto Registrations in SD [8]
-
- Registered Cars: 384,573
- Registered Trucks: 538,595
- Registered Motorcycles: 69,670
- Total Registrations: 995,423
- Rank: South Dakota ranked 44th in the United States in total auto registrations in 2011.
South Dakota Automotive Facts
- Speed Limits in SD
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- Rural interstates: 75 mph [7]
- Urban interstates: 75 mph [7]
- Other roads: 70 mph [7]
- South Dakota Motor Fuel Consumption
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- South Dakota cities collectively ranked 45th in the nation in total motor fuel consumption in 2011. [10]
South Dakota Licensed Drivers
- Licensed Drivers in SD [11]
-
- Female Drivers: 300,232
- Male Drivers: 303,026
- Total Drivers: 603,258
- Rank: 46th highest in the U.S.
Additional information about Lake Norden, SD
About Lake Norden
Lake Norden (South Dakota) is a city with a population of 467 [12] that is located in Hamlin County.
Did you know?
Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
