Seabrook Island Car Insurance
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Car Insurance Liability Requirements in Seabrook Island
- Minimum Liability Limits in Seabrook Island: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Seabrook Island
- Seabrook Island Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
Car Insurance Verification Laws in Seabrook Island
- Insurer Verification of Auto Insurance in Seabrook Island [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Seabrook Island Car Insurance Facts, Estimates & Related Laws
Seabrook Island Car Insurance Stats
- Number of Auto Insurance Policies in Seabrook Island
-
- Based on historical and current data, 1,263 cars are currently insured in Seabrook Island. [5]
- South Carolina cities collectively ranked 24th in the nation in auto insurance policies in 2011 with a total of 3,408,224. [1]
- Uninsured Motorist Rate in Seabrook Island
-
- Based on historical and current data, Seabrook Island has an estimated 135 uninsured drivers. [6]
- South Carolina cities collectively had the 37th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Seabrook Island
-
- South Carolina cities collectively had the 23rd highest auto insurance rates in the nation in 2010. [2]
Seabrook Island Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? No
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- n/a. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Seabrook Island Automotive Laws
- Minimum Driving Age in Seabrook Island [9]
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- Seabrook Island, SC minimum driving age: 15 years.
- Driver's License Renewal Cycle in Seabrook Island
-
- Renewal cycle: 10 years [7]
- Motorcycle Helmet Laws in Seabrook Island
-
- Motorcycle helmets required for 20 and younger. [7]
- Safety Belt Laws in Seabrook Island
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- Safety belt laws have been in place since 1989 and apply to drivers/passengers 6+ years in all seats. [7]
- Child restraint law in place for 1 year and younger or less than 20 pounds in a rear-facing infant seat; 1 through 5 years and 20-39 pounds in a forward-facing child safety seat; 1 - 5 years and 40-80 pounds in booster. [7]
South Carolina Car & Driver Facts
South Carolina Auto Registrations
- Auto Registrations in SC [8]
-
- Registered Cars: 1,983,691
- Registered Trucks: 1,726,266
- Registered Motorcycles: 108,371
- Total Registrations: 3,827,208
- Rank: South Carolina ranked 25th in the United States in total auto registrations in 2011.
South Carolina Automotive Facts
- Speed Limits in SC
-
- Rural interstates: 70 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 55 mph [7]
- South Carolina Motor Fuel Consumption
-
- South Carolina cities collectively ranked 18th in the nation in total motor fuel consumption in 2011. [10]
South Carolina Licensed Drivers
- Licensed Drivers in SC [11]
-
- Female Drivers: 1,775,011
- Male Drivers: 1,633,307
- Total Drivers: 3,408,318
- Rank: 23rd highest in the U.S.
Additional information about Seabrook Island, SC
About Seabrook Island
Seabrook Island (South Carolina) is a town with a population of 1,714 [12] that is located in Charleston County.
Did you know?
Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
