West Chester Car Insurance
Customize the list below to see which Pennsylvania companies are your top matches:
Smart Financial Auto Insurance Rate Comparison in Pennsylvania- Auto Insurance Rates as Low as $19/Month
- Save Time & Money With SMARTWAY™ Rate Comparison From Top Carriers
- Compare Insurance Multiple Rates in Under 2 Minutes
- Start Saving the Today!
GET QUOTEClick to visit website
Get an Instant Quote for First Acceptance from Savvy, an Authorized Agent- Hassle-free, online quotes with a range of coverage options
- Easy access to competitive rates and savings
- Free help from licensed agents over phone, SMS, or email
GET QUOTEClick to visit website
Hassle-Free Car Insurance You Can Count On- Simple and Affordable Car Insurance – Easy Coverage, Low Rates
- 24/7 Online Access to Your Auto Insurance Policy – Anytime, Anywhere
- Car Insurance for all types of drivers & Driving Records
- Get Covered Today – Most Policies Start Same Day, including SR22s
GET QUOTEClick to visit website
Car Insurance Liability Requirements in West Chester
- Minimum Liability Limits in West Chester: 15/30/5 [4]
-
- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in West Chester
- West Chester Auto Insurance Coverage Requirements [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in West Chester
- Insurer Verification of Auto Insurance in West Chester [4]
-
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
West Chester Car Insurance Facts, Estimates & Related Laws
West Chester Car Insurance Stats
- Number of Auto Insurance Policies in West Chester
-
- Based on historical and current data, 12,498 cars are currently insured in West Chester. [5]
- Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
- Uninsured Motorist Rate in West Chester
-
- Based on historical and current data, West Chester has an estimated 844 uninsured drivers. [6]
- Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in West Chester
-
- Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]
West Chester Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
West Chester Automotive Laws
- Minimum Driving Age in West Chester [9]
-
- West Chester, PA minimum driving age: 16 years.
- Driver's License Renewal Cycle in West Chester
-
- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in West Chester
-
- Motorcycle helmets required for 20 and younger. [7]
- Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
- Safety Belt Laws in West Chester
-
- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger. [7]
Pennsylvania Car & Driver Facts
Pennsylvania Auto Registrations
- Auto Registrations in PA [8]
-
- Registered Cars: 5,484,519
- Registered Trucks: 4,388,029
- Registered Motorcycles: 404,896
- Total Registrations: 10,302,980
- Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.
Pennsylvania Automotive Facts
- Speed Limits in PA
-
- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Pennsylvania Motor Fuel Consumption
-
- Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]
Pennsylvania Licensed Drivers
- Licensed Drivers in PA [11]
-
- Female Drivers: 4,429,168
- Male Drivers: 4,367,606
- Total Drivers: 8,796,774
- Rank: 5th highest in the U.S.
Additional information about West Chester, PA
About West Chester
West Chester (Pennsylvania) is a borough with a population of 18,461 [12] that is located in Chester County.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
