Swoyersville Car Insurance
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Car Insurance Liability Requirements in Swoyersville
- Minimum Liability Limits in Swoyersville: 15/30/5 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Swoyersville
- Swoyersville Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Swoyersville
- Insurer Verification of Auto Insurance in Swoyersville [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Swoyersville Car Insurance Facts, Estimates & Related Laws
Swoyersville Car Insurance Stats
- Number of Auto Insurance Policies in Swoyersville
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- Based on historical and current data, 3,427 cars are currently insured in Swoyersville. [5]
- Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
- Uninsured Motorist Rate in Swoyersville
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- Based on historical and current data, Swoyersville has an estimated 231 uninsured drivers. [6]
- Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Swoyersville
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- Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]
Swoyersville Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Swoyersville Automotive Laws
- Minimum Driving Age in Swoyersville [9]
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- Swoyersville, PA minimum driving age: 16 years.
- Driver's License Renewal Cycle in Swoyersville
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Swoyersville
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- Motorcycle helmets required for 20 and younger. [7]
- Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
- Safety Belt Laws in Swoyersville
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger. [7]
Pennsylvania Car & Driver Facts
Pennsylvania Auto Registrations
- Auto Registrations in PA [8]
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- Registered Cars: 5,484,519
- Registered Trucks: 4,388,029
- Registered Motorcycles: 404,896
- Total Registrations: 10,302,980
- Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.
Pennsylvania Automotive Facts
- Speed Limits in PA
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- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Pennsylvania Motor Fuel Consumption
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- Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]
Pennsylvania Licensed Drivers
- Licensed Drivers in PA [11]
-
- Female Drivers: 4,429,168
- Male Drivers: 4,367,606
- Total Drivers: 8,796,774
- Rank: 5th highest in the U.S.
Additional information about Swoyersville, PA
About Swoyersville
Swoyersville (Pennsylvania) is a borough with a population of 5,062 [12] that is located in Luzerne County.
Did you know?
Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
