North Irwin Car Insurance
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Car Insurance Liability Requirements in North Irwin
- Minimum Liability Limits in North Irwin: 15/30/5 [4]
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- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in North Irwin
- North Irwin Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage
Car Insurance Verification Laws in North Irwin
- Insurer Verification of Auto Insurance in North Irwin [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
North Irwin Car Insurance Facts, Estimates & Related Laws
North Irwin Car Insurance Stats
- Number of Auto Insurance Policies in North Irwin
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- Based on historical and current data, 573 cars are currently insured in North Irwin. [5]
- Pennsylvania cities collectively ranked 5th in the nation in auto insurance policies in 2011 with a total of 8,599,108. [1]
- Uninsured Motorist Rate in North Irwin
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- Based on historical and current data, North Irwin has an estimated 39 uninsured drivers. [6]
- Pennsylvania cities collectively had the 48th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in North Irwin
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- Pennsylvania cities collectively had the 17th highest auto insurance rates in the nation in 2010. [2]
North Irwin Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
North Irwin Automotive Laws
- Minimum Driving Age in North Irwin [9]
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- North Irwin, PA minimum driving age: 16 years.
- Driver's License Renewal Cycle in North Irwin
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in North Irwin
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- Motorcycle helmets required for 20 and younger. [7]
- Pennsylvania\'s motorcycle helmet use law covers all operators during the first two years of licensure unless the operator has completed the safety course approved by PennDOT or the Motorcycle Safety Foundation. [7]
- Safety Belt Laws in North Irwin
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 8 through 17 years in all seats; 18+ years in front seat. [7]
- Child restraint law in place for 7 years and younger. [7]
Pennsylvania Car & Driver Facts
Pennsylvania Auto Registrations
- Auto Registrations in PA [8]
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- Registered Cars: 5,484,519
- Registered Trucks: 4,388,029
- Registered Motorcycles: 404,896
- Total Registrations: 10,302,980
- Rank: Pennsylvania ranked 6th in the United States in total auto registrations in 2011.
Pennsylvania Automotive Facts
- Speed Limits in PA
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- Rural interstates: 65 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Pennsylvania Motor Fuel Consumption
-
- Pennsylvania cities collectively ranked 5th in the nation in total motor fuel consumption in 2011. [10]
Pennsylvania Licensed Drivers
- Licensed Drivers in PA [11]
-
- Female Drivers: 4,429,168
- Male Drivers: 4,367,606
- Total Drivers: 8,796,774
- Rank: 5th highest in the U.S.
Additional information about North Irwin, PA
About North Irwin
North Irwin (Pennsylvania) is a borough with a population of 846 [12] that is located in Westmoreland County.
Did you know?
Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
