Rockaway Beach Car Insurance
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Car Insurance Liability Requirements in Rockaway Beach
- Minimum Liability Limits in Rockaway Beach: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Rockaway Beach
- Rockaway Beach Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Underinsured motorist coverage is mandatory when uninsured motorist liability limit is greater than the required financial responsibility.
Car Insurance Verification Laws in Rockaway Beach
- Insurer Verification of Auto Insurance in Rockaway Beach [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Rockaway Beach Car Insurance Facts, Estimates & Related Laws
Rockaway Beach Car Insurance Stats
- Number of Auto Insurance Policies in Rockaway Beach
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- Based on historical and current data, 920 cars are currently insured in Rockaway Beach. [5]
- Oregon cities collectively ranked 28th in the nation in auto insurance policies in 2011 with a total of 2,687,350. [1]
- Uninsured Motorist Rate in Rockaway Beach
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- Based on historical and current data, Rockaway Beach has an estimated 99 uninsured drivers. [6]
- Oregon cities collectively had the 38th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Rockaway Beach
-
- Oregon cities collectively had the 26th highest auto insurance rates in the nation in 2010. [2]
Rockaway Beach Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Rockaway Beach Automotive Laws
- Minimum Driving Age in Rockaway Beach [9]
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- Rockaway Beach, OR minimum driving age: 15 years.
- Driver's License Renewal Cycle in Rockaway Beach
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Rockaway Beach
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Rockaway Beach
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- Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in rear facing child safety seat; 7 or younger and 40 pounds or less in child safety seat; more than 40 pounds but 4-feet-9 inches or less in booster. [7]
Oregon Car & Driver Facts
Oregon Auto Registrations
- Auto Registrations in OR [8]
-
- Registered Cars: 1,472,348
- Registered Trucks: 1,542,955
- Registered Motorcycles: 108,317
- Total Registrations: 3,128,120
- Rank: Oregon ranked 29th in the United States in total auto registrations in 2011.
Oregon Automotive Facts
- Speed Limits in OR
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- Rural interstates: 65 mph (Trucks: 55 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Oregon Motor Fuel Consumption
-
- Oregon cities collectively ranked 31st in the nation in total motor fuel consumption in 2011. [10]
Oregon Licensed Drivers
- Licensed Drivers in OR [11]
-
- Female Drivers: 1,392,461
- Male Drivers: 1,381,495
- Total Drivers: 2,773,956
- Rank: 28th highest in the U.S.
Additional information about Rockaway Beach, OR
About Rockaway Beach
Rockaway Beach (Oregon) is a city with a population of 1,312 [12] that is located in Tillamook County.
Did you know?
As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
