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Car Insurance Liability Requirements in Gresham
- Minimum Liability Limits in Gresham: 25/50/20 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 20 Required coverage up to $20,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Gresham
- Gresham Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Underinsured motorist coverage is mandatory when uninsured motorist liability limit is greater than the required financial responsibility.
Car Insurance Verification Laws in Gresham
- Insurer Verification of Auto Insurance in Gresham [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Gresham Car Insurance Facts, Estimates & Related Laws
Gresham Car Insurance Stats
- Number of Auto Insurance Policies in Gresham
-
- Based on historical and current data, 74,070 cars are currently insured in Gresham. [5]
- Oregon cities collectively ranked 28th in the nation in auto insurance policies in 2011 with a total of 2,687,350. [1]
- Uninsured Motorist Rate in Gresham
-
- Based on historical and current data, Gresham has an estimated 7,952 uninsured drivers. [6]
- Oregon cities collectively had the 38th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Gresham
-
- Oregon cities collectively had the 26th highest auto insurance rates in the nation in 2010. [2]
Gresham Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Gresham Automotive Laws
- Minimum Driving Age in Gresham [9]
-
- Gresham, OR minimum driving age: 15 years.
- Driver's License Renewal Cycle in Gresham
-
- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Gresham
-
- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Gresham
-
- Safety belt laws have been in place since 1990 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for younger than 1 year or less than 20 pounds in rear facing child safety seat; 7 or younger and 40 pounds or less in child safety seat; more than 40 pounds but 4-feet-9 inches or less in booster. [7]
Oregon Car & Driver Facts
Oregon Auto Registrations
- Auto Registrations in OR [8]
-
- Registered Cars: 1,472,348
- Registered Trucks: 1,542,955
- Registered Motorcycles: 108,317
- Total Registrations: 3,128,120
- Rank: Oregon ranked 29th in the United States in total auto registrations in 2011.
Oregon Automotive Facts
- Speed Limits in OR
-
- Rural interstates: 65 mph (Trucks: 55 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Oregon Motor Fuel Consumption
-
- Oregon cities collectively ranked 31st in the nation in total motor fuel consumption in 2011. [10]
Oregon Licensed Drivers
- Licensed Drivers in OR [11]
-
- Female Drivers: 1,392,461
- Male Drivers: 1,381,495
- Total Drivers: 2,773,956
- Rank: 28th highest in the U.S.
Additional information about Gresham, OR
About Gresham
Gresham (Oregon) is a city with a population of 105,594 [12] that is located in Multnomah County.
Did you know?
Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
