Smith Village Car Insurance
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Car Insurance Liability Requirements in Smith Village
- Minimum Liability Limits in Smith Village: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Smith Village
- Smith Village Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Smith Village
- Insurer Verification of Auto Insurance in Smith Village [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Smith Village Car Insurance Facts, Estimates & Related Laws
Smith Village Car Insurance Stats
- Number of Auto Insurance Policies in Smith Village
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- Based on historical and current data, 50 cars are currently insured in Smith Village. [5]
- Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
- Uninsured Motorist Rate in Smith Village
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- Based on historical and current data, Smith Village has an estimated 10 uninsured drivers. [6]
- Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Smith Village
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- Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]
Smith Village Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for learner's permit and intermediate license holders. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Smith Village Automotive Laws
- Minimum Driving Age in Smith Village [9]
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- Smith Village, OK minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Smith Village
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Smith Village
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Smith Village
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
- Child restraint law in place for 5 years and younger. [7]
Oklahoma Car & Driver Facts
Oklahoma Auto Registrations
- Auto Registrations in OK [8]
-
- Registered Cars: 1,522,613
- Registered Trucks: 1,770,636
- Registered Motorcycles: 127,150
- Total Registrations: 3,428,689
- Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.
Oklahoma Automotive Facts
- Speed Limits in OK
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- Rural interstates: 75 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 70 mph [7]
- Oklahoma Motor Fuel Consumption
-
- Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]
Oklahoma Licensed Drivers
- Licensed Drivers in OK [11]
-
- Female Drivers: 1,287,040
- Male Drivers: 1,083,603
- Total Drivers: 2,370,643
- Rank: 29th highest in the U.S.
Additional information about Smith Village, OK
About Smith Village
Smith Village (Oklahoma) is a town with a population of 66 [12] that is located in Oklahoma County.
Did you know?
Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
