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Car Insurance Liability Requirements in Meridian
- Minimum Liability Limits in Meridian: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Meridian
- Meridian Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Meridian
- Insurer Verification of Auto Insurance in Meridian [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Meridian Car Insurance Facts, Estimates & Related Laws
Meridian Car Insurance Stats
- Number of Auto Insurance Policies in Meridian
-
- Based on historical and current data, 29 cars are currently insured in Meridian. [5]
- Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
- Uninsured Motorist Rate in Meridian
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- Based on historical and current data, Meridian has an estimated 6 uninsured drivers. [6]
- Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Meridian
-
- Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]
Meridian Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for learner's permit and intermediate license holders. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Meridian Automotive Laws
- Minimum Driving Age in Meridian [9]
-
- Meridian, OK minimum driving age: 15 years, 6 months.
- Driver's License Renewal Cycle in Meridian
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Meridian
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Meridian
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
- Child restraint law in place for 5 years and younger. [7]
Oklahoma Car & Driver Facts
Oklahoma Auto Registrations
- Auto Registrations in OK [8]
-
- Registered Cars: 1,522,613
- Registered Trucks: 1,770,636
- Registered Motorcycles: 127,150
- Total Registrations: 3,428,689
- Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.
Oklahoma Automotive Facts
- Speed Limits in OK
-
- Rural interstates: 75 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 70 mph [7]
- Oklahoma Motor Fuel Consumption
-
- Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]
Oklahoma Licensed Drivers
- Licensed Drivers in OK [11]
-
- Female Drivers: 1,287,040
- Male Drivers: 1,083,603
- Total Drivers: 2,370,643
- Rank: 29th highest in the U.S.
Additional information about Meridian, OK
About Meridian
Meridian (Oklahoma) is a town with a population of 38 [12] that is located in Logan County.
Did you know?
Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
