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Car Insurance Liability Requirements in Ardoch
- Minimum Liability Limits in Ardoch: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Ardoch
- Ardoch Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Ardoch
- Insurer Verification of Auto Insurance in Ardoch [4]
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- Insurer must verify randomly selected insurance policies upon request.
Ardoch Car Insurance Facts, Estimates & Related Laws
Ardoch Car Insurance Stats
- Number of Auto Insurance Policies in Ardoch
-
- Based on historical and current data, 62 cars are currently insured in Ardoch. [5]
- North Dakota cities collectively ranked 46th in the nation in auto insurance policies in 2011 with a total of 624,462. [1]
- Uninsured Motorist Rate in Ardoch
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- Based on historical and current data, Ardoch has an estimated 4 uninsured drivers. [6]
- North Dakota cities collectively had the 42nd highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Ardoch
-
- North Dakota cities collectively had the 50th highest auto insurance rates in the nation in 2010. [2]
Ardoch Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Ardoch Automotive Laws
- Minimum Driving Age in Ardoch [9]
-
- Ardoch, ND minimum driving age: 14 years.
- Driver's License Renewal Cycle in Ardoch
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Ardoch
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- Motorcycle helmets required for 17 and younger. [7]
- North Dakota\'s motorcycle helmet use law covers all passengers traveling with operators who are covered by the law. [7]
- Safety Belt Laws in Ardoch
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- Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for 6 years and younger and less than 57 inches or less than 80 pounds. [7]
North Dakota Car & Driver Facts
North Dakota Auto Registrations
- Auto Registrations in ND [8]
-
- Registered Cars: 328,511
- Registered Trucks: 422,071
- Registered Motorcycles: 32,668
- Total Registrations: 785,866
- Rank: North Dakota ranked 48th in the United States in total auto registrations in 2011.
North Dakota Automotive Facts
- Speed Limits in ND
-
- Rural interstates: 75 mph [7]
- Urban interstates: 75 mph [7]
- Other roads: 65 mph [7]
- North Dakota Motor Fuel Consumption
-
- North Dakota cities collectively ranked 43rd in the nation in total motor fuel consumption in 2011. [10]
North Dakota Licensed Drivers
- Licensed Drivers in ND [11]
-
- Female Drivers: 240,757
- Male Drivers: 249,389
- Total Drivers: 490,146
- Rank: 49th highest in the U.S.
Additional information about Ardoch, ND
About Ardoch
Ardoch (North Dakota) is a city with a population of 67 [12] that is located in Walsh County.
Did you know?
Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
