Silver Creek Car Insurance
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Car Insurance Liability Requirements in Silver Creek
- Minimum Liability Limits in Silver Creek: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Silver Creek
- Silver Creek Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Silver Creek
- Insurer Verification of Auto Insurance in Silver Creek [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Silver Creek Car Insurance Facts, Estimates & Related Laws
Silver Creek Car Insurance Stats
- Number of Auto Insurance Policies in Silver Creek
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- Based on historical and current data, 130 cars are currently insured in Silver Creek. [5]
- Mississippi cities collectively ranked 33rd in the nation in auto insurance policies in 2011 with a total of 1,833,956. [1]
- Uninsured Motorist Rate in Silver Creek
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- Based on historical and current data, Silver Creek has an estimated 38 uninsured drivers. [6]
- Mississippi cities collectively had the 1st highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Silver Creek
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- Mississippi cities collectively had the 22nd highest auto insurance rates in the nation in 2010. [2]
Silver Creek Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit and intermediate license holders and school bus drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Silver Creek Automotive Laws
- Minimum Driving Age in Silver Creek [9]
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- Silver Creek, MS minimum driving age: 15 years.
- Driver's License Renewal Cycle in Silver Creek
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- Renewal cycle: 4 or 8 years, at the option of the driver [7]
- Motorcycle Helmet Laws in Silver Creek
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Silver Creek
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- Safety belt laws have been in place since 1994 and apply to drivers/passengers 7+ years in front seat. [7]
- Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 6 years and either less than 57 inches or less than 65 pounds must be in a booster seat. [7]
Mississippi Car & Driver Facts
Mississippi Auto Registrations
- Auto Registrations in MS [8]
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- Registered Cars: 1,050,978
- Registered Trucks: 948,456
- Registered Motorcycles: 28,078
- Total Registrations: 2,036,524
- Rank: Mississippi ranked 34th in the United States in total auto registrations in 2011.
Mississippi Automotive Facts
- Speed Limits in MS
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- Rural interstates: 70 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 65 mph [7]
- Mississippi Motor Fuel Consumption
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- Mississippi cities collectively ranked 29th in the nation in total motor fuel consumption in 2011. [10]
Mississippi Licensed Drivers
- Licensed Drivers in MS [11]
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- Female Drivers: 1,007,017
- Male Drivers: 919,586
- Total Drivers: 1,926,603
- Rank: 33rd highest in the U.S.
Additional information about Silver Creek, MS
About Silver Creek
Silver Creek (Mississippi) is a town with a population of 210 [12] that is located in Lawrence County.
Did you know?
Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
