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Car Insurance Liability Requirements in Itta Bena
- Minimum Liability Limits in Itta Bena: 25/50/25 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Itta Bena
- Itta Bena Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Itta Bena
- Insurer Verification of Auto Insurance in Itta Bena [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Itta Bena Car Insurance Facts, Estimates & Related Laws
Itta Bena Car Insurance Stats
- Number of Auto Insurance Policies in Itta Bena
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- Based on historical and current data, 1,266 cars are currently insured in Itta Bena. [5]
- Mississippi cities collectively ranked 33rd in the nation in auto insurance policies in 2011 with a total of 1,833,956. [1]
- Uninsured Motorist Rate in Itta Bena
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- Based on historical and current data, Itta Bena has an estimated 373 uninsured drivers. [6]
- Mississippi cities collectively had the 1st highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Itta Bena
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- Mississippi cities collectively had the 22nd highest auto insurance rates in the nation in 2010. [2]
Itta Bena Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for learner's permit and intermediate license holders and school bus drivers. [7]
- Young drivers cell phone ban? No
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Itta Bena Automotive Laws
- Minimum Driving Age in Itta Bena [9]
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- Itta Bena, MS minimum driving age: 15 years.
- Driver's License Renewal Cycle in Itta Bena
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- Renewal cycle: 4 or 8 years, at the option of the driver [7]
- Motorcycle Helmet Laws in Itta Bena
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Itta Bena
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- Safety belt laws have been in place since 1994 and apply to drivers/passengers 7+ years in front seat. [7]
- Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 6 years and either less than 57 inches or less than 65 pounds must be in a booster seat. [7]
Mississippi Car & Driver Facts
Mississippi Auto Registrations
- Auto Registrations in MS [8]
-
- Registered Cars: 1,050,978
- Registered Trucks: 948,456
- Registered Motorcycles: 28,078
- Total Registrations: 2,036,524
- Rank: Mississippi ranked 34th in the United States in total auto registrations in 2011.
Mississippi Automotive Facts
- Speed Limits in MS
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- Rural interstates: 70 mph [7]
- Urban interstates: 70 mph [7]
- Other roads: 65 mph [7]
- Mississippi Motor Fuel Consumption
-
- Mississippi cities collectively ranked 29th in the nation in total motor fuel consumption in 2011. [10]
Mississippi Licensed Drivers
- Licensed Drivers in MS [11]
-
- Female Drivers: 1,007,017
- Male Drivers: 919,586
- Total Drivers: 1,926,603
- Rank: 33rd highest in the U.S.
Additional information about Itta Bena, MS
About Itta Bena
Itta Bena (Mississippi) is a city with a population of 2,049 [12] that is located in Leflore County.
Did you know?
Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
