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Car Insurance Liability Requirements in Excelsior
- Minimum Liability Limits in Excelsior: 30/60/10 [4]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Excelsior
- Excelsior Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Excelsior
- Insurer Verification of Auto Insurance in Excelsior [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Excelsior Car Insurance Facts, Estimates & Related Laws
Excelsior Car Insurance Stats
- Number of Auto Insurance Policies in Excelsior
-
- Based on historical and current data, 1,583 cars are currently insured in Excelsior. [5]
- Minnesota cities collectively ranked 21st in the nation in auto insurance policies in 2011 with a total of 3,837,593. [1]
- Uninsured Motorist Rate in Excelsior
-
- Based on historical and current data, Excelsior has an estimated 177 uninsured drivers. [6]
- Minnesota cities collectively had the 26th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Excelsior
-
- Minnesota cities collectively had the 32nd highest auto insurance rates in the nation in 2010. [2]
Excelsior Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit holders and provisional license holders during the first 12 months after licensing. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Excelsior Automotive Laws
- Minimum Driving Age in Excelsior [9]
-
- Excelsior, MN minimum driving age: 15 years.
- Driver's License Renewal Cycle in Excelsior
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Excelsior
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- Motorcycle helmets required for 17 and younger. [7]
- Motorcycle helmet laws in Minnesota cover operators with instructional/learner\'s permits. [7]
- Safety Belt Laws in Excelsior
-
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 7 and younger and more than 57 inches in all seats; 8+ in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Minnesota Car & Driver Facts
Minnesota Auto Registrations
- Auto Registrations in MN [8]
-
- Registered Cars: 2,248,879
- Registered Trucks: 2,402,947
- Registered Motorcycles: 240,289
- Total Registrations: 4,909,634
- Rank: Minnesota ranked 20th in the United States in total auto registrations in 2011.
Minnesota Automotive Facts
- Speed Limits in MN
-
- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Minnesota Motor Fuel Consumption
-
- Minnesota cities collectively ranked 23rd in the nation in total motor fuel consumption in 2011. [10]
Minnesota Licensed Drivers
- Licensed Drivers in MN [11]
-
- Female Drivers: 1,642,549
- Male Drivers: 1,663,590
- Total Drivers: 3,306,139
- Rank: 24th highest in the U.S.
Additional information about Excelsior, MN
About Excelsior
Excelsior (Minnesota) is a city with a population of 2,188 [12] that is located in Hennepin County.
Did you know?
As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
