Columbia Heights Car Insurance
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Car Insurance Liability Requirements in Columbia Heights
- Minimum Liability Limits in Columbia Heights: 30/60/10 [4]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Columbia Heights
- Columbia Heights Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Columbia Heights
- Insurer Verification of Auto Insurance in Columbia Heights [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Columbia Heights Car Insurance Facts, Estimates & Related Laws
Columbia Heights Car Insurance Stats
- Number of Auto Insurance Policies in Columbia Heights
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- Based on historical and current data, 14,106 cars are currently insured in Columbia Heights. [5]
- Minnesota cities collectively ranked 21st in the nation in auto insurance policies in 2011 with a total of 3,837,593. [1]
- Uninsured Motorist Rate in Columbia Heights
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- Based on historical and current data, Columbia Heights has an estimated 1,580 uninsured drivers. [6]
- Minnesota cities collectively had the 26th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Columbia Heights
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- Minnesota cities collectively had the 32nd highest auto insurance rates in the nation in 2010. [2]
Columbia Heights Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit holders and provisional license holders during the first 12 months after licensing. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Columbia Heights Automotive Laws
- Minimum Driving Age in Columbia Heights [9]
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- Columbia Heights, MN minimum driving age: 15 years.
- Driver's License Renewal Cycle in Columbia Heights
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Columbia Heights
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- Motorcycle helmets required for 17 and younger. [7]
- Motorcycle helmet laws in Minnesota cover operators with instructional/learner\'s permits. [7]
- Safety Belt Laws in Columbia Heights
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 7 and younger and more than 57 inches in all seats; 8+ in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Minnesota Car & Driver Facts
Minnesota Auto Registrations
- Auto Registrations in MN [8]
-
- Registered Cars: 2,248,879
- Registered Trucks: 2,402,947
- Registered Motorcycles: 240,289
- Total Registrations: 4,909,634
- Rank: Minnesota ranked 20th in the United States in total auto registrations in 2011.
Minnesota Automotive Facts
- Speed Limits in MN
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- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Minnesota Motor Fuel Consumption
-
- Minnesota cities collectively ranked 23rd in the nation in total motor fuel consumption in 2011. [10]
Minnesota Licensed Drivers
- Licensed Drivers in MN [11]
-
- Female Drivers: 1,642,549
- Male Drivers: 1,663,590
- Total Drivers: 3,306,139
- Rank: 24th highest in the U.S.
Additional information about Columbia Heights, MN
About Columbia Heights
Columbia Heights (Minnesota) is a city with a population of 19,496 [12] that is located in Anoka County.
Did you know?
Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)