Chisago City Car Insurance
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Car Insurance Liability Requirements in Chisago City
- Minimum Liability Limits in Chisago City: 30/60/10 [4]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Chisago City
- Chisago City Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
Car Insurance Verification Laws in Chisago City
- Insurer Verification of Auto Insurance in Chisago City [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.
Chisago City Car Insurance Facts, Estimates & Related Laws
Chisago City Car Insurance Stats
- Number of Auto Insurance Policies in Chisago City
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- Based on historical and current data, 3,594 cars are currently insured in Chisago City. [5]
- Minnesota cities collectively ranked 21st in the nation in auto insurance policies in 2011 with a total of 3,837,593. [1]
- Uninsured Motorist Rate in Chisago City
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- Based on historical and current data, Chisago City has an estimated 402 uninsured drivers. [6]
- Minnesota cities collectively had the 26th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Chisago City
-
- Minnesota cities collectively had the 32nd highest auto insurance rates in the nation in 2010. [2]
Chisago City Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit holders and provisional license holders during the first 12 months after licensing. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers. [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Chisago City Automotive Laws
- Minimum Driving Age in Chisago City [9]
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- Chisago City, MN minimum driving age: 15 years.
- Driver's License Renewal Cycle in Chisago City
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- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Chisago City
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- Motorcycle helmets required for 17 and younger. [7]
- Motorcycle helmet laws in Minnesota cover operators with instructional/learner\'s permits. [7]
- Safety Belt Laws in Chisago City
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 7 and younger and more than 57 inches in all seats; 8+ in all seats. [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Minnesota Car & Driver Facts
Minnesota Auto Registrations
- Auto Registrations in MN [8]
-
- Registered Cars: 2,248,879
- Registered Trucks: 2,402,947
- Registered Motorcycles: 240,289
- Total Registrations: 4,909,634
- Rank: Minnesota ranked 20th in the United States in total auto registrations in 2011.
Minnesota Automotive Facts
- Speed Limits in MN
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- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Minnesota Motor Fuel Consumption
-
- Minnesota cities collectively ranked 23rd in the nation in total motor fuel consumption in 2011. [10]
Minnesota Licensed Drivers
- Licensed Drivers in MN [11]
-
- Female Drivers: 1,642,549
- Male Drivers: 1,663,590
- Total Drivers: 3,306,139
- Rank: 24th highest in the U.S.
Additional information about Chisago City, MN
About Chisago City
Chisago City (Minnesota) is a city with a population of 4,967 [12] that is located in Chisago County.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
