Saint Michaels Car Insurance
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Car Insurance Liability Requirements in Saint Michaels
- Minimum Liability Limits in Saint Michaels: 30/60/15 [4]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Saint Michaels
- Saint Michaels Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.
Car Insurance Verification Laws in Saint Michaels
- Insurer Verification of Auto Insurance in Saint Michaels [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Saint Michaels Car Insurance Facts, Estimates & Related Laws
Saint Michaels Car Insurance Stats
- Number of Auto Insurance Policies in Saint Michaels
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- Based on historical and current data, 699 cars are currently insured in Saint Michaels. [5]
- Maryland cities collectively ranked 20th in the nation in auto insurance policies in 2011 with a total of 3,920,707. [1]
- Uninsured Motorist Rate in Saint Michaels
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- Based on historical and current data, Saint Michaels has an estimated 102 uninsured drivers. [6]
- Maryland cities collectively had the 18th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Saint Michaels
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- Maryland cities collectively had the 9th highest auto insurance rates in the nation in 2010. [2]
Saint Michaels Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers (hand-held ban). [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Saint Michaels Automotive Laws
- Minimum Driving Age in Saint Michaels [9]
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- Saint Michaels, MD minimum driving age: 15 years, 9 months.
- Driver's License Renewal Cycle in Saint Michaels
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in Saint Michaels
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Saint Michaels
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats (effective 10/01/13). [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Maryland Car & Driver Facts
Maryland Auto Registrations
- Auto Registrations in MD [8]
-
- Registered Cars: 2,088,130
- Registered Trucks: 1,682,819
- Registered Motorcycles: 120,122
- Total Registrations: 3,905,629
- Rank: Maryland ranked 24th in the United States in total auto registrations in 2011.
Maryland Automotive Facts
- Speed Limits in MD
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- Rural interstates: 65 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Maryland Motor Fuel Consumption
-
- Maryland cities collectively ranked 22nd in the nation in total motor fuel consumption in 2011. [10]
Maryland Licensed Drivers
- Licensed Drivers in MD [11]
-
- Female Drivers: 1,981,313
- Male Drivers: 1,875,291
- Total Drivers: 3,856,604
- Rank: 20th highest in the U.S.
Additional information about Saint Michaels, MD
About Saint Michaels
Saint Michaels (Maryland) is a town with a population of 1,029 [12] that is located in Talbot County.
Did you know?
As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
