North Vernon Car Insurance
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Car Insurance Liability Requirements in North Vernon
- Minimum Liability Limits in North Vernon: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in North Vernon
- North Vernon Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in North Vernon
- Insurer Verification of Auto Insurance in North Vernon [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
North Vernon Car Insurance Facts, Estimates & Related Laws
North Vernon Car Insurance Stats
- Number of Auto Insurance Policies in North Vernon
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- Based on historical and current data, 4,636 cars are currently insured in North Vernon. [5]
- Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
- Uninsured Motorist Rate in North Vernon
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- Based on historical and current data, North Vernon has an estimated 1,111 uninsured drivers. [6]
- Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in North Vernon
-
- Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]
North Vernon Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
North Vernon Automotive Laws
- Minimum Driving Age in North Vernon [9]
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- North Vernon, IN minimum driving age: 15 years.
- Driver's License Renewal Cycle in North Vernon
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in North Vernon
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in North Vernon
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger. [7]
Indiana Car & Driver Facts
Indiana Auto Registrations
- Auto Registrations in IN [8]
-
- Registered Cars: 2,882,224
- Registered Trucks: 3,024,623
- Registered Motorcycles: 204,407
- Total Registrations: 6,132,772
- Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.
Indiana Automotive Facts
- Speed Limits in IN
-
- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Indiana Motor Fuel Consumption
-
- Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]
Indiana Licensed Drivers
- Licensed Drivers in IN [11]
-
- Female Drivers: 3,239,700
- Male Drivers: 3,329,965
- Total Drivers: 6,569,665
- Rank: 9th highest in the U.S.
Additional information about North Vernon, IN
About North Vernon
North Vernon (Indiana) is a city with a population of 6,728 [12] that is located in Jennings County.
Did you know?
As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
