Michiana Shores Car Insurance
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Car Insurance Liability Requirements in Michiana Shores
- Minimum Liability Limits in Michiana Shores: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Michiana Shores
- Michiana Shores Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Michiana Shores
- Insurer Verification of Auto Insurance in Michiana Shores [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Michiana Shores Car Insurance Facts, Estimates & Related Laws
Michiana Shores Car Insurance Stats
- Number of Auto Insurance Policies in Michiana Shores
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- Based on historical and current data, 216 cars are currently insured in Michiana Shores. [5]
- Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
- Uninsured Motorist Rate in Michiana Shores
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- Based on historical and current data, Michiana Shores has an estimated 52 uninsured drivers. [6]
- Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Michiana Shores
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- Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]
Michiana Shores Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Michiana Shores Automotive Laws
- Minimum Driving Age in Michiana Shores [9]
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- Michiana Shores, IN minimum driving age: 15 years.
- Driver's License Renewal Cycle in Michiana Shores
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Michiana Shores
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Michiana Shores
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger. [7]
Indiana Car & Driver Facts
Indiana Auto Registrations
- Auto Registrations in IN [8]
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- Registered Cars: 2,882,224
- Registered Trucks: 3,024,623
- Registered Motorcycles: 204,407
- Total Registrations: 6,132,772
- Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.
Indiana Automotive Facts
- Speed Limits in IN
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- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Indiana Motor Fuel Consumption
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- Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]
Indiana Licensed Drivers
- Licensed Drivers in IN [11]
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- Female Drivers: 3,239,700
- Male Drivers: 3,329,965
- Total Drivers: 6,569,665
- Rank: 9th highest in the U.S.
Additional information about Michiana Shores, IN
About Michiana Shores
Michiana Shores (Indiana) is a town with a population of 313 [12] that is located in LaPorte County.
Did you know?
Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
