Charlestown Car Insurance
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Car Insurance Liability Requirements in Charlestown
- Minimum Liability Limits in Charlestown: 25/50/10 [4]
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- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Charlestown
- Charlestown Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Charlestown
- Insurer Verification of Auto Insurance in Charlestown [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Charlestown Car Insurance Facts, Estimates & Related Laws
Charlestown Car Insurance Stats
- Number of Auto Insurance Policies in Charlestown
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- Based on historical and current data, 5,226 cars are currently insured in Charlestown. [5]
- Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
- Uninsured Motorist Rate in Charlestown
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- Based on historical and current data, Charlestown has an estimated 1,253 uninsured drivers. [6]
- Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Charlestown
-
- Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]
Charlestown Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Charlestown Automotive Laws
- Minimum Driving Age in Charlestown [9]
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- Charlestown, IN minimum driving age: 15 years.
- Driver's License Renewal Cycle in Charlestown
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- Renewal cycle: 6 years [7]
- Motorcycle Helmet Laws in Charlestown
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- Motorcycle helmets required for 17 and younger. [7]
- Safety Belt Laws in Charlestown
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- Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
- Child restraint law in place for 7 years and younger. [7]
Indiana Car & Driver Facts
Indiana Auto Registrations
- Auto Registrations in IN [8]
-
- Registered Cars: 2,882,224
- Registered Trucks: 3,024,623
- Registered Motorcycles: 204,407
- Total Registrations: 6,132,772
- Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.
Indiana Automotive Facts
- Speed Limits in IN
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- Rural interstates: 70 mph (Trucks: 65 mph) [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Indiana Motor Fuel Consumption
-
- Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]
Indiana Licensed Drivers
- Licensed Drivers in IN [11]
-
- Female Drivers: 3,239,700
- Male Drivers: 3,329,965
- Total Drivers: 6,569,665
- Rank: 9th highest in the U.S.
Additional information about Charlestown, IN
About Charlestown
Charlestown (Indiana) is a city with a population of 7,585 [12] that is located in Clark County.
Did you know?
Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
