Customize the list below to see which Alabama companies are your top matches:
Ultimate Car Insurance Comparison in Alabama- Save up to 70% on your car insurance
- Compare multiple insurance rates in less than 2 minutes
- Easy, fast & 100% free quotes from top-rates carriers
GET QUOTEClick to visit website
Smart Financial Auto Insurance Rate Comparison in Alabama- Auto Insurance Rates as Low as $19/Month
- Save Time & Money With SMARTWAY™ Rate Comparison From Top Carriers
- Compare Insurance Multiple Rates in Under 2 Minutes
- Start Saving the Today!
GET QUOTEClick to visit website
Car Insurance Liability Requirements in Excel
- Minimum Liability Limits in Excel: 25/50/25 [4]
-
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Excel
- Excel Auto Insurance Coverage Requirements [4]
-
- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Excel
- Insurer Verification of Auto Insurance in Excel [4]
-
- Insurer must verify randomly selected insurance policies upon request.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.
Excel Car Insurance Facts, Estimates & Related Laws
Excel Car Insurance Stats
- Number of Auto Insurance Policies in Excel
-
- Based on historical and current data, 523 cars are currently insured in Excel. [5]
- Alabama cities collectively ranked 23rd in the nation in auto insurance policies in 2011 with a total of 3,454,427. [1]
- Uninsured Motorist Rate in Excel
-
- Based on historical and current data, Excel has an estimated 125 uninsured drivers. [6]
- Alabama cities collectively had the 6th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Excel
-
- Alabama cities collectively had the 37th highest auto insurance rates in the nation in 2010. [2]
Excel Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to 16-year-old drivers; 17-year-old drivers who have held an intermediate license for fewer than 6 months. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect for texting by all drivers. Secondary enforcement in effect for cell phone use by young drivers.. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Excel Automotive Laws
- Minimum Driving Age in Excel [9]
-
- Excel, AL minimum driving age: 15 years.
- Driver's License Renewal Cycle in Excel
-
- Renewal cycle: 4 years [7]
- Motorcycle Helmet Laws in Excel
-
- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in Excel
-
- Safety belt laws have been in place since 1991 and apply to drivers/passengers 15+ years in front seat. [7]
- Child restraint law in place for younger than 1 or less than 20 pounds in a rear-facing infant seat; 1 - 4 years or 20-40 pounds in a forward-facing child safety seat; 5 but not yet 6 in a booster seat. [7]
Alabama Car & Driver Facts
Alabama Auto Registrations
- Auto Registrations in AL [8]
-
- Registered Cars: 2,307,668
- Registered Trucks: 2,364,601
- Registered Motorcycles: 127,301
- Total Registrations: 4,811,943
- Rank: Alabama ranked 21st in the United States in total auto registrations in 2011.
Alabama Automotive Facts
- Speed Limits in AL
-
- Rural interstates: 70 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 65 mph [7]
- Alabama Motor Fuel Consumption
-
- Alabama cities collectively ranked 17th in the nation in total motor fuel consumption in 2011. [10]
Alabama Licensed Drivers
- Licensed Drivers in AL [11]
-
- Female Drivers: 1,947,603
- Male Drivers: 1,850,949
- Total Drivers: 3,798,552
- Rank: 21st highest in the U.S.
Additional information about Excel, AL
About Excel
Excel (Alabama) is a town with a population of 723 [12] that is located in Monroe County.
Did you know?
Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
